Find the Best Credit Card Offers
Need to transfer your high interest rate credit card debt to another card? We can help. There are literally thousands of credit cards and we’ve found some of the best if you’re looking to transfer your balance at a low rate. Here are a few that we like:
Nearly all balance transfer offers charge a balance transfer fee. One of the rare exceptions is the Navy Federal Credit Union Platinum Credit Card, which offers 0.99% intro APR for 12 months from account opening on balances transferred within 60 days with no balance transfer fee.
If you’re looking for a long balance transfer period at a super low rate, check out the Citi Simplicity Card. It offers 0% Intro APR for 21 months on balance transfers from date of account opening with an intro balance transfer fee of $5 or 3% of the amount of the transfer, whichever is greater for transfers completed within 4 months of account opening.
The Wells Fargo Reflect Card offers 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. It also carries no annual fee. The downside, however, is that its balance transfer fee is 5% for each balance transfer, with a minimum of $5.
All three of the above cards do not charge an annual fee, which is a plus. One thing to note about the Navy Federal Credit Union card–membership is limited to servicemembers in all branches of the armed forces, including active duty, retired and veterans, their immediate family and Department of Defense civilians.
We also suggest keeping an eye on a couple of other sources of potentially good deals:
- Your mail — oftentimes issuers with an existing relationship will send you tailored offers not available to the general public.
- Your local credit unions — as member-owned, non-profit organizations, credit unions are more community-oriented and may be incentivized to offer deals that bigger banks won’t.
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Amanda G.
Financial Analyst
Thanks to their guidance, I secured a balance transfer deal that saved me hundreds in interest fees.
James T.
Small Business Owner
Their expertise in finding the right card helped me consolidate debt with ease and peace of mind.
Sophia L.
Marketing Consultant
I couldn’t be happier with the seamless process and the financial relief their recommendations provided.
Maximize Savings with Top Balance Transfers
Find quick answers to your most pressing balance transfer credit card questions to make informed decisions effortlessly.
What is a balance transfer credit card?
A balance transfer credit card allows you to move debt from one card to another, at a lower interest rate, to save you money.
What fees are associated with balance transfers?
Fees typically include a one-time transfer fee, which is usually a percentage of the transferred amount.
How long do balance transfer promotions last?
Promotions typically range from 6 to 21 months, depending on the specific credit card offer.
Do balance transfers impact my credit score?
Yes, they can temporarily lower your score due to a hard inquiry but may improve it long-term if debt is reduced.
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